One Vision Podcast — Fintech, Banking, and AI with Theodora Lau
One Vision Podcast — Fintech, Banking, and AI with Theodora Lau

Building Faster with AI: Trust, Speed, and Ecosystem Thinking

03 August 2026 24:04 Theodora Lau

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About this episode

In this episode of One Vision Podcast, Theo chats with Huyen Tran from US Bank and founder/investor at Elys Ventures. Huyen shares her path from computer engineering and early real-estate investing to two decades in banking product leadership and P&L ownership. She discusses why banks can appear slow due to resilience, regulation, legacy systems, and trust requirements, and how AI will accelerate prototyping, testing, data analysis, and iterative product development while meeting customer expectations for personalization and security amid rising fraud. 


A must-listen episode on startup, innovation, relationship building, and ecosystem thinking.

 

🔥"What value are you creating for everyone involved? ...Just don't forget about the people."


🎧 Listen now wherever you get your podcasts.


Keywords: AI, Fintech, FinancialServices, VC, Startups, Banking Industry 



Timestamps:


00:00 Welcome and Guest Intro

00:53 Path to Banking

05:17 Are Banks Really Slow?

08:09 AI Changing Bank Product

10:39 Customer Expectations and Trust

13:27 Inside Elys Ventures

14:18 Moats in the AI Era

18:37 Founder Questions and Cycles

20:27 Advice for New Founders

23:41 Closing 



More about our guest 

🌐Huyen Tran on LinkedIn: https://www.linkedin.com/in/huyen-tran-09a580aa/ 


More about our host and One Vision Podcast 

🌐Theodora Lau on LinkedIn: https://www.linkedin.com/in/theodoralau/ 

🌐Banking on (Artificial) Intelligence (book): https://www.bankingonaibook.com/ 

🌐Unconventional Ventures (company): https://www.unconventionalventures.com/ 

🌐Listen to all One Vision Podcast episodes by visiting: https://shows.acast.com/one-vision 


**


One Vision Podcast is a fintech, banking, and AI podcast hosted by Theodora Lau (Founder, Unconventional Ventures; author of Banking on (Artificial) Intelligence). One Vision goes beyond the headlines on AI, agentic commerce, digita

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© 2026 One Vision Podcast — Fintech, Banking, and AI with Theodora Lau. All rights reserved.

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